Privacy Policy — Komal Gaikwad & Co.

1. Introduction and Scope

This Privacy Policy describes how Komal Gaikwad & Co. ("We," "Us," or "Our") collects, uses, and discloses information in connection with our financial advisory services, fundraising support, and website interactions. By engaging with our Services, you consent to the data practices described in this policy.

2. Information We Collect

We collect various types of information necessary for due diligence and service delivery:

Contact Data: Name, professional title, email address, phone number, and mailing address.
Identification & KYC Data: Government-issued ID details, proof of address, Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) check results, and source of wealth documentation. This is mandatory for all service onboarding.
Financial Data: Company financials, investment portfolio details, balance sheets, cap tables, valuation reports, and fundraising targets. This data is handled under strict Non-Disclosure Agreements (NDAs).
Usage Data: Information about how you interact with our website and forms, including IP address, browser type, referring pages, and access times (via Google Analytics and other tools).

3. How We Use Your Information

Your information is used strictly for the following purposes:

Service Delivery: To provide the contracted advisory services, including financial modeling, pitch deck creation, and investor introductions.
Compliance and Regulatory: To conduct mandatory Know Your Customer (KYC) and AML/CTF checks as required by the laws of the Dubai International Financial Centre (DIFC) and other applicable jurisdictions.
Communication: To respond to your inquiries, schedule meetings, and send service-related updates.
Marketing (with Consent): To send updates about new services, market insights, or events, from which you can opt-out at any time.

4. Disclosure and Sharing of Information

We do not sell your personal data. Your information is shared only under strict confidentiality controls and for legitimate business reasons:

Service Providers: With third-party partners who perform tasks on our behalf, such as cloud hosting, specialized legal opinion providers, or KYC verification platforms.
Investor Network (Fundraising): Financial and pitch data is shared with our global network of potential investors, funds, or lenders, but only after explicit client approval (a "go-to-market" sign-off).
Legal Requirements: If required by law, subpoena, or a court order from a competent jurisdiction (e.g., DIFC, UAE regulators).
Affiliates: With affiliated entities under common ownership for internal administrative and service continuity purposes.

5. Data Security and Retention

Security: We implement bank-grade organizational and technical measures, including encryption, secure servers, and access controls, to protect your data from unauthorized access or disclosure.
Retention: We retain client data for the duration of the engagement and for a statutory period afterwards (typically 5 to 7 years) to comply with global AML/KYC record-keeping obligations.

6. Your Data Rights and Opt-Out

Depending on your location (e.g., GDPR), you may have the right to:

Access and obtain a copy of your personal data.
Request correction of inaccurate or incomplete data.
Request the deletion of your data (subject to our legal and regulatory retention obligations).
Opt-out of any marketing or promotional communications.

7. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies:

Functional Cookies: Essential for website navigation and form functionality.
Performance Cookies: Utilized by Google Analytics and the LinkedIn Insight Tag (for ad measurement) to understand user behavior, traffic sources, and website performance.
You can manage your cookie preferences through your web browser settings.

8. Contact Information

If you have questions about this Privacy Policy or wish to exercise your data rights, please contact our Data Protection Officer:

Email: privacy@komaladvisory.com
DPO/Privacy Lead: Komal Gaikwad
Address: Compliance Department, Komal Gaikwad & Co., DIFC, Dubai, UAE.